eMoney Transfer Solution & API

CYRUS is India’s Leading Aggregator and No 1 Brand in Mobile Recharge, Money Transfer, and Travel Solutions. Which includes the portal Developments and APIs through will people can avail the services.

Cyrus is a renowned Software Development company, API Solution providing Company in India, having expertise in all kind of Recharge software, Money Transfer Software, Money Remittance Software, and Travel Portal Software Solutions

Cyrus is cultivating and fostering the online Recharge, Booking, payment industry for businesses and consumers by providing continuous innovative and novel products which simplify and improve their lives. Our core focus is to create innovative channels which can deliver value to the people. Cyrus is providing the All Solutions as B2C, B2B, B2B2C, B2B Reseller Models.

Cyrus is also providing the facility to get White-label Reseller Module and Become Master Distributor or Distributor Facility with Attractive Commissions and Charges.

Cyrus served more than 950+ Companies, 15,000 + Retailers across the globe with 1500 + Installations. The company has developed a cloud based, robust and scalable service aggregation platform providing single point access to a consumer’s day to day transactions such as Recharges, Bill Payments, Ticketing, Money Transfer and more, utilizing its cutting-edge technology. We are providing all Latest solution for the Industry in Portal Developments and APIs. Our dedicated support and Software Development process feels us proud to provide a readymade architecture based standalone Development Company in India.

What is Domestic Money Transfer?

Domestic Money Transferenables us to send money immediately to any IMPS supported banks in India24 x 7 x 365. And Receiver will get the money credited into their bank account just within 5 -8 seconds. Domestic Money Transfer works exactly same as how Mobile Recharge works, only difference is that instead of mobile number you need to collect the beneficiary bank account number, IFSC Code and the amount which needs to be transferred from your walk in customers.

"It’s a Real time Solution using IMPS making instant money transfer, This Service can be availed via online, through Mobile app as well as through a simple SMS.It’s an boon to the unbanked masses of India, Itsconnected ThroughIMPS with 70+ Banks and Through NEFT 170+ banks for money transfer"

The features are Wallet to bank (any) money transfer (using MMID), Wallet to bank (any) (using IFSC & bank account number), Wallet to Wallet money transfer, any bank to Wallet. Most of the people as per India’s population are still not connected with bank, who are not able to avail the money transfer’s due to hectic and complicated Process to get opening of Bank Account as it Involve KYC (Know Your Customer) Process. By using money transfer system they are able to transfer and receive funds From His Wallet to Any Bank Account, as well as Wallet to Wallet Money transfers.

The density of banks in rural or semi urban area is still very low as well for Migrants, Students, those who are away from home, Those who don’t wish to wait in Long Queue can send and receive money in few seconds.

Mode of Transfer: Our platform supports IMPS & NEFT transfer modes and the system automatically switches the transfer mode.

IMPS: Immediate Payment Service is an interbank electronic instant money transfer service which allows sending and receiving money 24 x 7 x 365. The platform is powered by National Payment Corporation of India (NPCI) who settles the IMPS transactions in India on real time basis 24 x 7 x 365

NEFT: National Electronic Fund Transfer under RBI which settles NEFT transactions in India as batch wise and works only on working day and hours of RBI

Requirements for Sending Money : money-transfer-software

  • Sender shall have a valid mobile number (Non KYC)
  • Sender needs a valid ID Proof for higher sending limit (KYC Customer)
  • Receiver shall have a bank account in any bank at any city in India
  • Sender does not require bank account. It can be done Through our wallet
  • Sender shall know the Bank account number and IFSC code details of Receiver


Money Transfer Charges:

  • We will charge only 0.35% from the principle amount.
  • TopUp of Wallet: Charge 0.35% of amount (inclusive of Service Tax). API Partner can chargehigher amount but not max. to 1.50% of amount. As it is Wallet Based Solution, so charge are applicable on Topup of Wallet and NO charges are applicable on the actual Money Transfer.
  • No charge on Beneficiary addition, deletion or disable. API Partner can charge for the same but max. toRs. 25/- per request.

Money Transfer Module charges:

  • We provide the Solution in form of B2C, B2B, B2B2C, B2B Reseller, White label, API
  • Kindly Contact us at sales@cyrustechnoedge.com or call us at: 09799950666/555/444

Limits:

  • (1) Non-KYC Customer can transfer upto Rs. 10,000 per month to any Bank Account.
  • (2)KYC Customer can transfer upto Rs. 25,000 per month to any Bank Account. As per as RBI Guideline subjected to per transaction limit of Rs 100-5000.

Difference between IMPS & Neft :


IMPS NEFT
Maximum Limit Per Sender Per Transaction is Rs 5,000 Maximum Limit Per Sender Per Transaction is Rs 25,000
Maximum Limit Per Sender Per Month Rs 10,000
without KYC and with KYC Rs 25,000
Maximum Limit Per Sender Per Month is Rs 50,000
Payment Settles within 5-8 Seconds Payment is processing as batch wise and requires 2-8 hours to settle
Payment can send 24 x 7 x 365 Payment can be send only on working days and hours of RBI
Supports only 70 Banks Supports all 170+ banks in India


In General Features:

  • User Friendly System: Easy to operate, a Layman can handle after one time training
  • Data Security: Project works within a secured architecture and sense of security like captcha, 3D verification, OTP (One Time password), Separate Transaction Pin, higher level encryption.
  • Application Security: Using IP and MAC Address based security to run the system.
  • Available in B2C, B2B, B2B2C and B2B Reseller White labels Environment
  • Virtual Balance Option
  • Success within 5-8 Sec, 98% Success Rate
  • Auto Billing & Centralized Dispute Handling.
  • Lowest Transaction Charges
  • No hidden charges
  • Add Sender & Receiver quickly
  • No Limit on Number of Beneficiary
  • Verify the Beneficiary Details
  • E-KYC
  • Quick, Easy & Simple. Complete transaction in 3 simple steps
  • Define your own commission as flat amount or percentage or combination of both
  • Set different commission for different customers
  • IFSC finding tool
  • Well Organized Transaction Manager
  • Issue customize receipt and option to set your own surcharge in receipt
  • Option to Download/SMS/Email receipt to the customers
  • Safe & Secure Platform
  • Support IMPS & NEFT Modes with Auto Switch feature
  • Simple API for quick integrations
  • RBI approved payment system
  • No waiting in long queues
  • No Documents
  • Save your time

Advantages of Our Software:

  • 3 Tier Architecture works, Captcha Code Security, Transaction Password, OTP (one time password)
  • 5+ Year Domain Specialization & Expertise
  • Customized Modules Availability
  • User Friendly System and mobile Friendly
  • Fast up-gradations are possible
  • Easy Maintenance of Software
  • Quality oriented ROI
  • Our Brand name as you are our client
  • Name Effect – Creating Brands
  • Research & Development
  • Information Security enhancement
  • Online Business Promotion and Advertising Support
  • MIS Reporting and easy documentation
  • Feedback and CRM
  • Cheapest competitive Cost
  • Few quicker list of Advantages to work with Cyrus (Must Experience)
  • Best Domain Name search which suits your business Need
  • 5-10 Different eye catching website designs as per your business need and you can choose your own, and the flexibility to create as per your wish.
  • Easy CMS (Content Management System) Experience to put News, Images, Videos, Feedback, Testimonials, Page Contents etc.
  • Support Ticket, Courier, Bulk SMS, Bulk Email, online chat; Social networking is the key crux points


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CONTACT

  • Phone:
    +91-97999-50666 (Mr. Ajay)
    +91-97999-50444 (Mr. Sagar)
    +91-72210-44888 (Mr. Sumit)
    +91-88242-20221 (Mr. Vinay) Support
  • Address:
    CM Tower, 84/248, Madhyam Marg, Opp. KV No. 5, Mansarovar, Jaipur-302020, Rajasthan, India